I hear often in laymen's terms that karma exists as an absolute moral phenomena that occurs without human intervention. It exists but morals are non-existent unless exercised. It's merely cause and effect in its base state. There is a belief among many that if one commits wrong, they get it back and if good, likewise. This is not true in the absolute sense. The belief in karma with the implication of moral phenomena only occurs if its created and exercised. You can't just sit back and believe it to occur. What does occur is simply 'what goes around comes around' and often i will hear people justify that it was 'karma' at work when its percieved as deserved but what of those who didnt deserve? Positive or negative. Then the question is 'why do bad things happen to good people?' The answer simply is what goes around comes around but there is a connotation of morality that is widely believed when there is none realistically. Life is not a fairy tale where the good guys always win and there are happy endings etc. However, i had a discussion about karma with someone recently and told them life experience proves the current definition of karma does not hold true. Then there are made-up excuses such as past-life sins being repaid. I explained this perfect tit-for-tat balance is equally illogical as if that were true, life would be totally fair and balanced at all times. Indeed, nature is so not based on our definition of moral karma that if there even was the possibility of past-lives, there can be many to be reborn to commit the same or worse just as the strong are rewarded, however nastily and atrociously the strength and advantage is acquired. That is the very basis of nature with the opposite notion that the universe is looking out for the little guy with compassion and moral outrage is not true. The very idea that nature can and does reward predatorial behavior essentially boggled her. But all hope is not lost. The problem isn't that karma with moral implications doesnt exist. Its just that a belief and a concept cannot be real without making it a reality. We have to create karma and it cannot always be, it does not happen or exist on its own just as your house or car. It is 'real' in the sense we have a concept and awareness of it. Nature does not do everything for us. We have to make it a reality. The problem in interpretation is trying to explain the mistakes for one such as scenarios where natural reactions such as 'revenge' were unjustified or misplaced and the notion or belief it occurs morally and fairly on its own. All that occurs that is observed as moral phenomena devoid of human intent then, hit or miss, is what goes around comes around to the 'just and unjust' alike. This is why a baby can be born addicted to drugs even if never choosing it themselves or one can acquire an std even if not promiscuous or killed by a drunk driver never having a drink in your life or having drove drunk or being cheated on by a partner having never done so yourself etc. The list is endless. Others behavior simply can affect anyone. One need not be the cause to be affected or even deserved. This is why the belief in the moral phenomena of karma is an imperfect one and those who espouse belief that it is perfectly justified payment system is a gross mis-judgement. It simply doesnt exist as the popular moral notion as it does devoid of our energy and work. If we did not create consequences, justifiable or not, there would be none. Nature alone itself does not care. It works through us. As that saying goes, 'When good men do nothing, evil prospers.' We are its eyes and ears. Its a choice, not a foregone conclusion.