Dozens of US banks, including Wells Fargo, Bank of America and Chase are installing new "cardless" ATMs or updating existing ones to allow customers to order cash on a mobile application and then scan a code to get their money without having to insert a bank card. In addition to speeding the transaction time, the smartphone-based system aims to curb the growing problem of "skimming" in which criminals steal the data on a card, often by inserting devices into the ATM card slot. http://www.globalpost.com/article/6735810/2016/02/20/smartphones-replace-cards-bank-machines
