Well I already have my ideas and I've tried to market them on the internet. I will keep trying to promote myself and I may find some serious interest one day. I'm sure before my end of time on this forum I'll learn some new things as well , learning is quite fun and I love diving right into subjects , no matter what the subject. You are correct it is difficult to get a loan or pay back a loan but I'm sure I have ideas that could be quite successful. I've more ideas than just physics alone , I'm quite innovative and have diversity which means I can be creative in several subjects rather than just one specific subject.